W-2’s and the complete tax returns for the previous two (2) years. If you have not filed your income taxes, please contact the IRS at 800-829-1040 for printout stating this.
Current, consecutive pay stubs for the past thirty (30) days.
Benefits Planning Query (BPQY) Form from Social Security Administration if you receive benefits.
If you are self-employed, we will need the last two (2) years of completed tax returns with all schedules.
Name(s) / Address of Employers for the previous two (2) years.
Name(s) / Address of Landlords and a copy of the current lease.
Current, consecutive bank statements for the past six (6) months including names, account numbers, and balances for all bank accounts.
Contact information for any retirement accounts. If the account holder does not accept a faxed verification request, we require a letter from the retirement account agency, stating
Copy of Child Support Order, if applicable. Copy of all documents related to child support, including enforcement orders/actions.
Copy of divorce decree, if applicable.
Please submit copies of your Social Security Cards for all household members and the size of your family.
If applicable, a green card.
Birth Certificates for all children (17 years and younger) in the household.
Full-time student status, if applicable, for household members 18 years of age and older.
Credit Report, with credit scores from all 3 credit-reporting bureaus. Either call the following
Copies of front and back of Driver Licenses .
$290.00 check made payable to The Mortgage Ministree Project for property inspection. This is non-refundable, UNLESS you never find a home.
Fully executed contract if the maximum eligible sales price is less than $70,000.
Minimum contributions of $750.00 or $1,250.00 or $2,000.00 must be in checking or savings account prior to the application process. We will look at the six-month average balance.
Closing Costs Worksheet (AKA a Good Faith Estimate) from your lender. Interest rates & fees must be at market rates.
If you are separated, please provide a copy of the estranged spouse’s lease, estranged spouse’s driver’s license, a copy of the estranged spouse’s utility bill and a statement of explanation from both parties.
